With summer around the corner, trips to the lake will be on your weekend agenda. Having a boat opens the door to many fun-filled incidents while substantially increasing potential risks. Here are some tips for a safe boat ride this summer.
Remember that every boat has a weight limit. Excessive weight in a boat will cause it to capsize. Even if you ride with 2-3 people, your things and tackle boxes may add too much weight to your boat, compromising your safety. Therefore, don't ride with too many people.
Life jackets are essential. Before you leave the dock, wear a life jacket to ensure that you have a safe ride. Also, ensure that you have the proper-fitting life jackets. Life jackets are made for both children's and adults' sizes, so choose the one that offers you a tight fit while on the water.
Always check the weather forecast before you leave. If there is a chance of severe weather, you should postpone your boat trip until the weather turns normal. If you choose to go out anyway, ensure that you're back before the bad weather hits.
Your boat is an investment. Just like your car and home, your boat needs to be well-maintained. This can mean having it professionally inspected for cracks and leaks. You should also have your boat motors inspected and tuned up annually. This will keep it running smoothly so you won't end up stranded in the middle of the lake.
Drinking and driving are against the law. Drinking and boating are just as irresponsible as driving the car after you've consumed alcohol. When you consume alcohol, your reaction time slows down, and you cannot think clearly. If you plan on drinking, don't drive your boat. Law enforcement can charge you for intoxication if you're caught drinking while you operate a boat.
Having a quality boat insurance policy in place will protect you and your boat and protect others as well. Having liability coverage is very beneficial if an accident occurs while having a good time on the lake. Boat insurance is similar to auto insurance and can be purchased to protect you from different types of losses.
If you are looking to purchase comprehensive boat insurance in Seattle, WA, contact our agents at Humble Insurance Group today. Â We will help you find the right boat insurance coverage before going to the lake this summer. If you have questions, you can ask them before purchasing your policy. Knowing your policy is just as important as knowing about your boat.