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Why You Need Commercial Auto Insurance in Our Licensed States

Your business doesn’t own a fleet of vehicles, so you don’t need to worry about commercial auto insurance, right? Not necessarily! If you use a vehicle for work purposes—even something as small as taking your personal car to pick up lunch for the office—you need commercial auto insurance.

Personal auto insurance will not cover accidents that happen while using your vehicle for business purposes. Whether you own a company vehicle, rent a vehicle, or use personal vehicles for work, commercial auto insurance is essential.

Humble Insurance Group proudly serves businesses across Washington, Idaho, Oregon, California, and Arizona, providing tailored commercial auto insurance solutions to meet your specific needs.

How We Help Your Business with Commercial Auto Insurance

As an independent insurance agency, we compare policies from top insurance carriers to ensure you receive the coverage you need at competitive rates. With years of experience serving businesses across our licensed states, we custom-tailor policies for all business sizes and vehicle types.

Contact us today to learn more about commercial auto insurance in your city or region.

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Trailer Insurance for Commercial Auto

For businesses that use trailers in their operations, Humble Insurance Group offers comprehensive trailer coverage as part of your commercial auto insurance policy. This applies to a wide range of trailers including utility trailers, enclosed trailers, flatbeds, refrigerated trailers, and more.

  • Liability Protection: Covers bodily injury or property damage caused by your trailer during business use.
  • Physical Damage Coverage: Protects your trailer against damage from collisions, theft, vandalism, or other covered incidents.
  • Cargo Coverage: Optional protection for goods or equipment transported in your trailer.

Please note trailer insurance is provided only when the trailer is accompanied by an insured power unit (towing vehicle) under your commercial auto policy. Trailer coverage is available in Washington, Idaho, and Oregon only, and not available in California or Arizona.

Our agents will work with you to design a trailer insurance plan that meets the unique demands of your business and protects your assets.

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What Kind of Protection Will Your Commercial Policy Provide?

Protects your business from costs if a vehicle used for work causes bodily injury or property damage, up to your policy limits.

If the driver or passengers are injured in an accident, this part of your policy helps cover medical expenses resulting from those injuries.

Accidents can cause vehicle damage, from minor dents to total loss. Collision coverage helps cover the costs of repairs or replacement.

Beyond collisions, work vehicles face other risks like theft, fire, vandalism, or natural disasters. Comprehensive coverage protects you against these non-collision damages.

Even when you carry the right insurance, others may not. This coverage helps pay for damages if you’re hit by a driver who has no insurance or insufficient coverage to cover your losses.

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With decades of experience and a commitment to personalized service, Humble Insurance Group helps businesses navigate commercial auto insurance complexities. We understand state-specific regulations and tailor policies to protect your business — wherever you operate within our licensed states.

Get in touch today to secure the right commercial auto insurance coverage for your business!

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