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Boats and watercraft are huge investments; however, if you love being on the water, they are worth it! At Humble Insurance Group, we can help you protect your valuable vessel the way you want. Our team of expert professionals can assist you with customized policies that meet your unique needs and budget.

Boats

Boats are the most common watercraft available. Boat insurance covers fittings, equipment, hull, furnishing, and machinery present on the vessel. Even if your boat isn’t expensive, you need boat insurance to cover any medical liabilities that may occur while you are on your boat. Boat insurance also helps during the offseason and ensures all-round protection of your vessel.

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Boats

Jet Skis

Jet Skis can be a source of unlimited fun. Though they offer a world of delight on the open water, Jet Skis could easily be a source of financial liability if not properly cared for. Several factors affect the cost of jet ski insurance, some of which include:

  • Market value
  • Model, year, and make
  • Horsepower, engine model, and maximum speed
  • The location where it is stored
  • Claims, credit, and accident history
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Jet Skis

Yachts

Yachts are expensive and luxurious watercraft that must be protected with adequate yacht insurance. The right yacht insurance policy will cover damages done to the vessel by accident or natural occurrences such as weather damages. It will also cover liability resulting from accidents onboard the ship, such as bodily harm/injury. If you own a yacht, some of the benefits you will get from insuring your vessel include towing privileges, equipment protection, and medical bill settlement, among others. Yachts are not regular boats, and as such, you must insure them to protect yourself from sudden financial liabilities.

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Yachts

Boat Trailer Insurance

Whether you're towing your boat to the lake or storing it off-season, boat trailer insurance protects your investment every step of the way.

Our boat trailer coverage includes protection against:

  • Accidents while towing
  • Theft or vandalism
  • Fire, storm, or other natural events
  • Damage while parked or in transit

Boat trailers are a critical part of your boating lifestyle—and they deserve coverage just as much as the boat itself. With comprehensive insurance, you can tow confidently knowing both your boat and trailer are protected.

Please note:

  • "Trailer coverage is currently available only in Washington, Idaho, and Oregon."
  • "Trailer insurance requires an active policy on the towing vehicle (power unit)—we do not offer standalone trailer coverage."
  • "We do not offer trailer coverage in California or Arizona at this time."
Ready to protect your boat trailer? Get in touch or request a quote today.
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Boat Raliers

Boating/Fishing Equipment

Although some boat insurance covers your fishing and boating equipment, it is always best to ensure you’re well protected by taking out a separate policy for your equipment. Fishing gear can be quite expensive, and replacing it out of pocket can result in a heavy financial burden.

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At Humble Insurance Group, we serve the residents of Black Diamond and King County, and we can help you, too. Give us a call today at 425-226-8221.

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