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Pregnant? Get Life Insurance Before the Baby Arrives

Feb 06, 2019

How to & Tips

Pregnant? Get Life Insurance Before the Baby Arrives

Getting Life InsuranceWhen You're Pregnant

If you're pregnant, then you're probably pre-occupied with doctor's appointments, supply shopping, and learning about what to expect. There are few times in life more exciting ' and more nerve-wracking ' than the period before your child is born. You could easily forget to purchase or review life insurance in Renton, WA, but this policy is critical to protect your growing family.

Life insuranceshould be at the top of your to-do list when the family is growing. As a woman,you may not have thought of life insurance as a priority ' until now. When youhave kids, your need for life insurance grows considerably. Keep in mind thatyou don't need to be the breadwinner to need life insurance. Mothers contributesome income in at least 70 percent of married households with children underthe age of 18 living at home. Even a small loss of income can affect the family'scurrent and future finances.

Life insuranceis also important for stay-at-home mothers who care for their baby, which is atime-consuming and strenuous task at times. If you're someone who has childrenand doesn't work outside of the home, your family would likely need to pay forchildcare and for someone to do other household tasks if you were suddenlygone. Fortunately, your life insurance can step in to help cover these costs sothat your family don't suffer financially.

Barring anymedical complications, you should be able to obtain a life insurance policyearly in your pregnancy. If you wait until your third trimester or if there aremedical concerns surrounding your pregnancy, you need to wait until the baby isborn to purchase a policy.

Do you needsome help finding the right life insurance for your family's needs? Visit theprofessionals at Humble & Davenport Insurance to get started on yourtailored lifeinsurance.

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