Essential for construction businesses, protecting against claims of bodily injury or property damage, mitigating financial risks.
Not always legally required but crucial for many businesses; some states mandate it for contractor licensure.
Covers legal fees, court costs, and settlements; includes bodily injury, property damage, and personal/advertising injury.
Typical limits are $1M per incident, $2M aggregate; optional add-ons include mobile equipment, data breaches, reputation repair.
Excludes intentional damage, contractual liability, employee injuries, pollution, errors and omissions, and contractor's property damage.
Costs vary based on location, specialty, revenue, and claim history; can be bundled with other policies like workers' comp and commercial auto.
Protect your construction business with Humble Insurance Group. Get tailored solutions for bodily injury and property damage claims. Contact us for a free quote!